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Assisting with finance options since 1999, Allan holds the Diploma Of Financial Services, is an MFAA accredited credit adviser. His Australian credit licence number is ACL 390540. Membership with COSL & Plan Australia & varied industry experience means you will have complete peace of mind that you are dealing with an expert when needing assistance with life largest purchases & investments. I offer a no fee service, I am paid by the lenders, (as are all brokers) so additional fees is not required.
Outside of the office, Allan is the current president, long term committee member, coach and sponsor of the Clarence Little Athletics Club. When not running around after his kids, he also tries to keep his own fitness level up.
"Allan is extremely well versed in personal and business loans and has the very rare ability for knowing exactly what his clients require and act accordingly. I very strongly recommend Allan Faint for all your financial needs." - Isabella Galle Booth
By Appointment, Flexible Hours, Open Monday - Friday, Open Saturdays
Seminars
Business Financing, Debt Consolidation, First Home Grants, Interest Rate Projections, Mortgage Reduction, Refinancing
2nd Mortgage, Banks, Bridging Finance, Building Loans, Construction, Customised, Developments, Equity Loans, Fixed Rate, Home Loans, Investments, Land, Land Loans, Line of Credit, Loans, Low Documentation, Non-bank, Non-Conforming Loans, Offset, Owner Occupied, Personal Loans, Pre-approvals, Reverse Mortgages, Rural, Self Employed, Split Loans, Term, Variable
ANZ, Bank West, Bluestone, Citibank, Credit Unions, Homeloans Ltd, Homeside Lending, IMB, ING, Liberty Financial, Macquarie Bank, NAB, St George, Suncorp-Metway, Westpac
Business Debt, Home Improvement, Mobile Lending, Wealth Creation
Accredited, After Hours Service, Consultations, Financing, Free Service, Hire Purchase, Home Visits, Independently Operated, Independently Owned, Inspections, Leasing, Licensed, Locally Operated, Locally Owned, On-Site Services, Owner Operated, Quotes, Redraw Facility
Credit Impaired
Agricultural, Commercial, Industrial, Investors, Residential, Seniors
Westpac, ME Bank, Tax Returns, Pepper, Debt Consolidation Hobart, Latrobe, AFM, Machinery And Office Equipment, Car Loans Tasmania, Plan Lending, Victorian Mortgage Group, ANZ, Home Loans Hobart, Mortgage Easy, Beyond The Banks, Finance Broker Tasmania, Home Insurance, Phoenix Circle, Mortgage Mart, Construction Loans Tasmania, GE Money, Commercial Loans Tasmania, Bank Of Melbourne, Adelaide Bank, The Rock, B & E, Collins Security, Loan Insurance, Loan Consultant Tasmania, AMP, Life Insurance, Heritage Bank, Free Home Loan Advice, Reverse Mortgages, HIA Finance Housing Industry Association Tasmania, Bluestone, Firstmac, RedZed Home Loans, Non-Conforming Lenders, Better Mortgage Management, NAB, Mortgage Broker Tasmania, Wide Bay Australia, Building Selection Centre, Home Loan Calculators Tasmania, Income Protection Insurance, Free Parking
This will depend on income, a number of dependents, an amount of existing debts, etc. You can call me and I shall be able to help.
Save as much as possible. A minimum of 5% of the purchase price, saved over at least three months is required by lenders and mortgage insurers. A few lenders do offer loans without the savings history but the criteria are more difficult. Reduce existing debts by dropping credit card limits and if possible eliminating personal and car loan. Give me a call for any more detailed information.
Full time/permanent/part time is always preferred over casual employment. As a rule of thumb, casual employment needs at least 2 years in the same company or role. Also, best to have probation completed. In general, self-employed people are required to have their last 2 years full tax returns. Call me if there any exceptions.
No, a number of lenders offer standard home loan rates for business finance if using residential security.
Call me. Though they are not common, I have some lenders who will consider the paying of ATO debts.
If you have enough equity left in your home, a consolidation loan can be done. This can greatly reduce your monthly payments. One thing to remember though it will make life more comfortable now, it will increase your debt over a longer period. Therefore increasing your total interest paid. I will always suggest trying to overcome this by paying more into the new loan.
No secret. Pay more money into the loan. A loan paid fortnightly will pay an additional month's repayment into the loan per year. This can reduce the term from 30 years to 24. Double loan repayments will reduce the term from 30 down to 8 years. Every extra dollar helps. Even putting additional funds into the loan for a month or so occasionally can help. Especially when you have a free redraw facility on your loan.